.service-panel,
.locked-panel { padding: 68px 0; background: #fff; }
.service-tabs { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.service-tab {
  min-height: 56px;
  border: 2px solid #0b3b70;
  border-radius: 7px;
  background: #fff;
  color: #0b3b70;
  font-weight: 800;
}
.service-tab.active { background: #0b3b70; color: #fff; }
.service-description {
  margin-top: 14px;
  padding: 16px;
  border-radius: 7px;
  background: #f2f6fb;
  color: #36536f;
  text-align: center;
}
.consult-card,
.locked-card {
  margin-top: 25px;
  padding: 36px;
  border: 1px solid #a9c2df;
  border-radius: 12px;
  background: #fff;
  box-shadow: 0 12px 30px rgba(10, 49, 91, .08);
}
.consult-card__heading {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  margin-bottom: 28px;
}
.consult-card__heading span,
.locked-card__label { color: #d18b00; font-size: 11px; font-weight: 800; letter-spacing: 1px; }
.consult-card h2,
.locked-card h2 { margin: 4px 0 0; font-size: 27px; }
.consult-card__heading > strong {
  padding: 11px 14px;
  border-radius: 5px;
  background: #1768d4;
  color: #fff;
  font-size: 13px;
}
.consult-card label { display: block; margin-top: 22px; color: #0b3b70; font-weight: 800; }
.consult-card label small { color: #728399; font-weight: 400; }
.field-help { margin: 7px 0 12px; color: #6a7c91; font-size: 13px; }
.consult-card textarea {
  width: 100%;
  min-height: 190px;
  padding: 20px;
  resize: vertical;
  border: 1px solid #a9c2df;
  border-radius: 8px;
  color: #193b61;
  line-height: 1.8;
}
.consult-card textarea.is-guide { color: #7b8da1; }
.consult-card input[type="file"] {
  width: 100%;
  margin-top: 12px;
  padding: 15px;
  border: 1px dashed #9db9da;
  border-radius: 8px;
  background: #f8fbff;
}
.consult-notice {
  margin: 22px 0 0;
  padding: 18px 20px;
  border-left: 5px solid #1768d4;
  background: #f3f7fc;
  color: #526b84;
  font-size: 13px;
  line-height: 1.8;
}
.form-actions { margin-top: 24px; text-align: right; }
.result-box {
  min-height: 90px;
  margin: 12px 0 24px;
  padding: 20px;
  border: 1px solid #bfd0e3;
  border-radius: 8px;
  background: #f8fafc;
  color: #294a6c;
  line-height: 1.8;
}
.result-block { margin-top: 16px; }
.recommend-box { padding: 20px; border-radius: 8px; background: #edf5ff; }
.recommend-buttons { display: flex; gap: 10px; margin-top: 15px; }
.recommend-buttons button {
  padding: 10px 18px;
  border: 1px solid #1768d4;
  border-radius: 5px;
  background: #fff;
  color: #1768d4;
  font-weight: 700;
}
.recommend-buttons button.active { background: #1768d4; color: #fff; }
.locked-panel { background: #f5f8fc; }
.locked-card__intro { margin: 20px 0; color: #536b83; line-height: 1.9; }
.locked-card ul { margin: 12px 0 24px; padding-left: 22px; color: #395775; line-height: 1.9; }
.locked-card > p { color: #77879a; font-size: 13px; }